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Blackjack Variants - Overview & Rules

Aria-AutorAria BrownStefan-AutorStefan Weber
6 min read

blackjack variants top pickWhen it comes to the most popular card games, Blackjack is really up there along with poker. It's the most classic card game, and it's often the first card game people learn. The basics are easy, and there's also room to add more complexity, delivering a smattering of Blackjack variants.

From European to American Blackjack, to Blackjack Switch, there are many versions of Blackjack out there, each with its own special take on the game. The differences are minor but each work to highlight certain risks and opportunities to give the game a change in rhythm. To help players get a better feel for the game, we have a summary of the most popular variations here, along with what makes each special. We also have some tips as to how you can get the most out of these different Blackjack games online.

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The Best Blackjack Variations 2024

Classic Blackjack

The basic building block. A hand that adds up to 21 is a win, but any hand that is higher than the dealer's and still under 21 will also deliver.

Classic Blackjack info

Blackjack Classic

©spearhead

  • 99.59% RTP
  • 3:2 payout
  • When you tie with the dealer (but not bust), you get your bet back.
  • Dealer must hit on soft 17
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Even in Classic Blackjack, there can be variations on whether the Dealer hits or stands on a soft 17. Most games will have the dealer hit, but some require the dealer to stand. To be sure, look on the Blackjack table – it will be written there.

European Blackjack

The main difference in European Blackjack is how the cards are dealt. The dealer doesn't get their second card until players decide how they want to play their hand.

European Blackjack info

European Blackjack

©Nucleus Gaming

  • 99.6% RTP
  • 3:2 payout
  • Players get 2 cards, face up
  • Dealer gets 1 open card; 2nd card only dealt after player has played their hand.
  • Dealer stands on soft 17
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In terms of strategy, it means that you have no idea whether the dealer has a 21. Side bets are therefore riskier. Traditionally, 2 decks of cards are used, but in online games, it is also common to see 4 decks.

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American Blackjack

Like European Blackjack, the difference is in the deal. The dealer here gets a hole card and an open card right away. If the open card is a 10 or Ace, the dealer checks his hole card and if it's a blackjack the game ends immediately.

American Blackjack info

American Blackjack

©betsoft

  • Dealer gets 1 hole card and 1 open card
  • Both 3:2 and 6:5 payouts available
  • Dealer stands on soft 17
  • Players can double down after splitting
  • Hands can be split 3 times to a total of 4 hands
  • Late surrender available
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Since you know whether the dealer has a Blackjack right away, the chances of making useless bets that can only lead to losses is reduced. This is why American Blackjack is especially a good choice for beginners or budget players.

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Popular Variants on American Blackjack:

Atlantic City Blackjack
Vegas Strip Blackjack
Vegas Downtown Blackjack
Atlantic City Blackjack
Vegas Strip Blackjack
Vegas Downtown Blackjack
Always with 8 decks of cards
Played with 4 decks of cards
Dealer hits on 17
Dealer stands on soft 17
Played with 2 decks of cards
Late surrender allowed
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The key difference is the number of decks in play.

In Vegas Downtown Blackjack there are several changes from standard American Blackjack – the dealer must hit on 17, or h17 written in shorthand. H17 games are known to increase house edge, although in Vegas Downtown this is offset by there only being 2 decks of cards. It's obvious that the more decks there are, the higher the house edge.

Pontoon Blackjack

Pontoon is a very popular version of Blackjack because there's only one deck of cards used. Also important to note that the dealer's two cards are dealt facing down, while the players are both face up.

Pontoon Blackjack info

Pontoon Blackjack

©betsoft

  • Aim to be closer to 21 than dealer
  • 1 deck of cards used
  • Dealer's cards face down
  • Dealer must hit on soft 17
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Pontoon also has special terms. A Blackjack (21) is called a Pontoon; a hit is called a twist, and a stand is called stick.

Spanish 21

A variant of Pontoon with up to 8 decks of cards. The 10 cards are all removed. Unlike regular Blackjack, all that it takes to win is a hand of 21. It will still beat a dealer's natural blackjack – in this case, an Ace and a Face card.

Spanish 21 info

Blackjack

  • All four 10 cards are removed
  • Up to 8 decks
  • Player always win with 21, even if dealer has a Blackjack
  • Can double down at any time
  • Bonus odds up to 50:1
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Because the 10 cards are removed, the odds are in favour of the house. However, the game makes up for this with the bonuses and significantly larger payouts.

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Super Fun 21

With Super Fun 21, it's all pretty similar to American Blackjack except you can win with a hand of 20 with 6 or more cards.

Superfun 21 info

Blackjack

  • Player can win with a hand of 20 with 6 cards or more
  • Dealer stands on 17
  • Blackjack pays 6:5
  • Diamond blackjack pays 250:1
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Since there are more possibilities for winning in Superfun 21, payout on a blackjack is lowered in exchange.

Match Play 21

This Blackjack variation has the 10 cards removed and typically plays with 6 to 8 decks.

Match Play 21 info

Blackjack

  • Dealer hits on 17
  • No 10 cards
  • Payout can go up to 40:1.
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Because house edge increases when the 10 cards are removed, players are compensated with higher payout ratios.

Double Exposure / Face up 21

Otherwise known as Face Up 21, Double Exposure deals all cards facing up. This allows players to make much more informed decisions since they know what hand the dealer has.

Double Exposure Blackjack info

Blackjack

  • All cards face up
  • Double down only available on hands of 9, 10, or 11
  • Dealer wins all ties
  • Blackjack pays 1:1
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Because players can see the dealer's cards, house edge is very low. Payout is therefore lower with just even money.

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Multihand Blackjack

You can play up to 5 hands in this variant. The rules are otherwise based on classic Blackjack.

Multihand Blackjack info

Multihand Blackjack

©Bgaming

  • Dealer stands on 17
  • Doubling down only available on hard 9, 10, 11
  • Typically with 6 decks
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While having more hands gives you more chances at winning, staying focused on 5 hands at the same time is not easy. We would say this is a game that's more suitable for experienced players.

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Blackjack Surrender

Sometimes when things aren't looking great, it's better to limit your losses. Whereas a Stand keeps you in the game to see if your hand is better than the dealer's, a Surrender will give you half your wager back.

Blackjack Surrender Info

Blackjack Surrender

©Ezugi

  • Dealer stands on 17
  • Can double down after split
  • Lower house edge
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Essentially, this game gives you a way out of weak hands and keeps your bankroll stable.

Blackjack Switch

A popular blackjack game, Blackjack Switch has you place the same bet on two hands and then the option to switch the second card between hands. Other than that, beware that a hand of 22 from the dealer does not count as a bust, but rather as a tie, aka a push.

Blackjack Switch Info

blackjack switch red rake gaming

©Red Rake Gaming

  • 2 identical bets are made on 2 hands
  • Can switch 2nd card between hands
  • Can only double down on 9, 10 or 11
  • Dealer's hand at 22 is a push, not bust
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Blackjack Side Bets

Turn things up a notch by placing side bets on a variety of outcomes beyond 21 but still within the game itself. We've put together some of the most popular Blackjack side bets for you here.

Perfect Pairs Blackjack

Perfect Pairs is basically Classic Blackjack with a side bet exclusively on the first two cards you are dealt.

Perfect Pairs Blackjack info

Perfect Pairs Blackjack

©Onetouch

  • Classic blackjack with a sidebet on first two cards dealt.
  • Perfect pair: Same number, color and suit
  • Same numbers but different colours and suits will payout lower
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Once the cards are dealt, the bet on the pairs will be settled and then the actual blackjack game will be played.

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Triple Sevens Blackjack Jackpot

A small part of each bet goes into a progressive jackpot. Then when a player has a hand with three 7 of diamonds cards, they win the jackpot. There are other sidebets available too, such as double sevens.

Triple Sevens Jackpot info

777 Jackpot Blackjack

©Betsoft

  • Jackpot pays out on a hand of three 7 of diamonds cards.
  • Dealer's cards are face up.
  • Double down only allowed on 9, 10 and 11
  • No double downs after a split
    Dealer stands on 17
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This version of Blackjack uses 5 decks.

21+3 Blackjack

This is a Blackjack side bet on your first two cards, and the dealer's card that's face up. The three cards can pay out if it forms a poker hand.

21+3 Blackjack info

BlackjackPayout if:

  • Flush – three of the same suit
  • Straight – three of consecutive value, eg. 2,3,4
  • Three of a Kind

Payouts can go up to 100:1

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The more decks there are, the more fun 21+3 is!

Buster Blackjack

This is mostly about the side bet on the dealer going bust. The actual payout depends on the number of cards that the dealer went bust with. It goes by classical blackjack rules.

Buster Blackjack info

Buster Blackjack

©Playtech

  • Dealer hits on 17
  • If player goes bust, dealer must continue to play out hand
  • Players can go bust but still win buster bet if dealer go bust
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Depending on how many cards it takes for the dealer to bust, the payout can go up to 50:1.

Exclusive Live Blackjack Variants

Practically all Blackjack variants are available as both software based and live games. Some live casino developers have been exploring special Blackjack games that were designed with the live format in mind. Here are some of our favorites.

Lightning Blackjack

Live blackjack from Evolution Gaming's stunning Lightning series. Other than the incredible visuals, Lightning Blackjack is popular for the multipliers added for even bigger wins.

Lightning Blackjack info

Lightning Blackjack

©Evolution Gaming

  • Based on classic blackjack
  • Splits and double down options available
  • Random multipliers up to 25x
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After every win, a multiplier up to 25x is randomly generated, and it is applied to winnings on your next round. If you decide you don't want to go immediately into another round, you can save it for the next time you play.

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Infinite Blackjack

The highlight here is that there are unlimited seats at the table, compared to the usual 8 seat limit. Other than that, it's pretty traditional.

Infinite Blackjack info

Infinite Blackjack

©Evolution Gaming

  • Six card Charlie rule
  • Dealer stands at 17
  • Unlimited seats at table
  • 4 optional side bets available with up to 25:1 odds.
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The 6 card Charlie means you can also win if you have 6 cards without going bust. Also, all players get dealt the same hand; you decide to hit or stand as you wish, independent of other players.

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Blackjack Party

This live blackjack game is all about the vibe. The game is set up for a good time with music and a lively chat facilitated by bubbly moderators. Low stakes keep the mood light. There's also a bet behind option for those who simply want to bet on their favourites.

Blackjack Party info

Blackjack Party

©Evolution Gaming

  • 7 seat game
  • Unlimited players in Bet Behind option
  • One split allowed
  • Double Down on first two cards allowed
  • Dealer stands at soft 17
  • Music and chat
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The game is hosted by a TV trained duo of both a presenter and a dealer, which means they have good vibes professionals here.

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Free Bet Blackjack

As the name suggests, you get free bets in this live blackjack game. The free bets are for splits and doubling down, and losses only count your original bet.

Free Bet Blackjack info

Free Bet Blackjack

©Evolution Gaming

  • Split for free (except on 10 cards)
  • Double for free on hard 9, 10, 11
  • Wins on wager plus free bet
  • Loss only on wager, not free bet
  • Six card Charlie rule applies
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Free bet blackjack also has tons of side bets available with payouts ranging from 1:1 to 250:1.

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Speed Blackjack

Exactly as the name suggests, this is a very fast version of standard blackjack. There's no fixed order here. Once the first cards are dealt, whoever is the first to split, double down, or hit gets the next card.

Speed Blackjack info

Speed Blackjack

©Pragmatic Play

  • Up to 7 seats per table
  • No fixed order
  • Side bets available
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Since the whole point is about speed, an automatic decision will be applied for players who are too slow.

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VIP Blackjack

A pretty exclusive live blackjack experience. VIP Blackjack is dedicated to high rollers. It's a classic and elegant Vegas feel that pays 3:2.

VIP Blackjack info

VIP Blackjack

©Evolution Gaming

  • Up to 7 seats per table
  • 8 standard decks
  • Dealer stands on 17
  • Bet behind available
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There are lots of other live Blackjack games that cost less than $1 per round. This is not one of them. Be ready to lay down at least several hundred in this live blackjack game.

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It's pretty clear that the classic game of 21 can come with many different twists. And no matter what you're in the mood for, you can easily play these Blackjack variants online.

Classic Blackjack – the Basic Rules

There are many Blackjack variations, but they all arise from the classic game. Variants are mostly based on different rules for the dealer, as well as available side bets. But the basics are as follows.

  • The basic rule to Blackjack is just to get as close to 21 as possible without going over.
  • The best case scenario is when you get dealt an Ace and a 10 (or a Face card) for your first two cards. This combination gives you a Blackjack – and a win as long as the dealer doesn't have a Blackjack as well.
  • In most cases however, the total value of your two cards will be too low and you will need to draw a third card. Your goal now is to beat the dealer getting closer to 21.
  • Before taking a third card, you do have the option to split your two cards into two separate hands, or doubling down your bet. In some games like Free Bet Blackjack, these additional bets are free.

Tips for Getting Better at Blackjack

Coin 1Know the rules. Since Blackjack comes in many variations, you need to be sure you understand the rules of the specific game you are playing. Whether, for example, a dealer hits or stands at 17 can make a huge difference in your strategy.
coin-2Practice makes perfect. Knowing the rules alone are not enough. And this is why online blackjack is awesome. Not only can you play anywhere anytime, you can also play blackjack for free as a demo game. Almost all reputable online casinos will give you this option on their software based-blackjack games. We highly recommend you use it.
Coin 3Always take the Dealer's Hand into account. It's very tempting to focus on your own hand and getting it to 21. But you only need to beat the dealer to win. Most Blackjack games will have a face up card for the dealer, so take a look at it and make your decisions accordingly.
Coin 4Use a basic strategy to start. For example, split on Aces but never on 10s. That's because two 10 cards are very close to 21. When these basics become second nature, you will have mastered core principles to more complex strategies in Blackjack.
Coin 5Take a glance at the blackjack table at the beginning of each game. There you will find the most critical information written, concerning payouts, and whether dealer hits or stands on 17. It's always good to make this mental note before placing your wager.

Blackjack Training for Beginners

  • Learn common Blackjack terms, such as Hit and Stand
  • Find a reputable casino and choose a software based blackjack game
  • Open the demo game – read the rules of that specific blackjack game
  • Place bet and play
  • Repeat with free games until you are comfortable to switch to real money gambling
  • Start with small bets
  • Explore live blackjack games – these are only available for real money wagers

Blackjack has specific terms even for the most basic actions, like to Hit is to take another card. Going through a Blackjack glossary and learning the terms is thus crucial to becoming a proficient player and playing Blackjack strategically.

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Blackjack Test Games Online – Pros and Cons

Playing often will make you better at Blackjack, and both beginners and experienced players will benefit from practice. There are many blackjack test games you can play for free online. The better online casinos will let you play them directly in your browser. They are great for getting familiar with a specific variant or for practicing a strategy. However, do remember they have limitations – mainly you won't win anything.

Pros:Cons:
  • Get familiar with different variants
  • Test strategies without risk
  • No money required
  • No download required
  • Cannot win money
  • Live blackjack not available for free
  • Card counting not effective in online games

Choosing a Blackjack Game

  1. Study IconEach Blackjack game has its own set of rules. Although the basics are the same, the small differences give the game a different spin. Make sure you know what the rules are.
  2. Cards IconMore Decks equals more complexity. Basically, more decks equal more cards, which equals more possibilities. Most online Blackjack games play with 6 to 8 decks. Beginners may find single deck blackjack especially good for learning the ropes.
  3. Coins iconBeginners should avoid side bets. Side bets can be a lot of fun, but as a general rule beginners should stick with simpler games like Classic Blackjack or American Blackjack. Because of these games' structure, the possibilities of making bad wagers are significantly reduced. And that's good for your bankroll.

Blackjack FAQs

  1. What are Blackjack variants?
  2. What are the easiest Blackjack games?
  3. Does it make sense to play free Blackjack games?
  4. What are Blackjack sidebets?

1. What are Blackjack variants?

Blackjack variants are Blackjack games that have slightly different procedures within the main game. For example, whether a dealer has to Hit (take a another card) or Stand (not take another card) on a soft 17, for example. Or whether the dealer's cards are dealt face up or down. Some variants might change what players are allowed to do, such as the option to split or double down. But as a whole, the game is still about getting as close as 21 as possible.

2. What are the easiest Blackjack games?

Classic Blackjack and American Blackjack are the easiest versions and what we would recommend for beginner players. The rules are standard and you can spend the game focusing on your hand. In Classic Blackjack, the dealer hits on a Soft 17, while in American Blackjack, they stand. What the dealer does on a Soft 17 is a key differentiator in variants. So when you master these two games, you will have a solid foundation for other blackjack variants.

3. Does it make sense to play free Blackjack games?

Some people think free games are a waste of time, and to a certain extent we agree. It makes no sense playing games where you don't get paid for your wins. Especially for a game like blackjack where skills make a difference. But the thing is, playing free Blackjack games is a great way to sharpen your skills, so we'd say it definitely makes sense. Just don't get lost in it!

4. What are Blackjack sidebets?

Sidebets are extra bets on non-critical events you can make in the Blackjack game. For example, whether your hand has a pair does not technically affect your win or loss in getting close to 21. But a perfect pair side bet will pay out if that's what your cards are, regardless if you win or lose that round.

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Blackjack Variants were tested and reviewed by Aria Brown and Stefan Weber
Authors: Aria Brown and Stefan Weber
Last Update: